A new kind of bank

  • Get paid up to 2 days earlier with ASAP Direct Deposit™
  • Earn 5% on purchases, up to $100 cash back annually, with the Cash Back Visa Debit Card
Details below


NO commitments. NO obligations. NO overdraft fees. Ever!

How ASAP Direct Deposit works: Many times, your employer or benefits provider will notify our bank of your incoming deposit in advance of your actual pay day. If they do, we will credit your pay or benefits to your card when they give us that advance notice instead of waiting for pay day. This way, you can have access to your money sooner!

Your cash back balance automatically grows with every purchase made with your card, up to a maximum reward of $100 per year. You can claim your cash-reward after you’ve used your card and paid your Monthly Charge for any 12 monthly periods.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Card opening is also subject to other fraud prevention measures. While there is no credit check to get a card, certain features are subject to the use of a consumer report. You will be notified prior to any use.