Simple Fee Plan

There are NO hidden fees!

Buying the Card

  • No activation fee when you get it online.
  • $4.95 or less purchase fee plus your initial deposit at a retail store ($6.95 or less for a NASCAR® Prepaid Visa Card.) Cash only.

Using the Card

  • $5.95 per month. BUT... we will waive the Monthly Charge in any billing cycle that you either load at least $1,000 or have at least 30 qualifying purchases* posted to your account.

Reloading the Card

  • No charge to automatically direct deposit your wages or government benefits.
  • $4.95 or less when loading cash at a retail store.

Using ATMs & Getting Cash

  • No ATM withdrawal fee at over at 20,000+ MoneyPass® ATMs nationwide.
  • No charge at retailers offering "cash back" with purchase.
  • At non-MoneyPass ATMs and bank teller locations, $2.50 for cash withdrawals and $0.50 for balance inquiries, plus any fee the bank or ATM owner may charge.

Other Fees

  • No charge for balance inquiries, online, by phone or text (carrier data and message rates apply).
  • $4.95 to replace a lost or stolen card. 
  • $4.95 for Second Card (free for Prepaid Student Card).
  • If you use your card at merchants outside the United States, a foreign transaction fee equal to 3% of the transaction amount will apply.
  • Optional services available for purchase.
See Cardholder Agreement for details.